As a self employed business owner, I remember the first time a payroll company contacted me and asked if I would consider using their service.  I thought to myself, what for?  I'm doing it all in house and I have things under control.  Truth is, I feared giving up that...

I am a 40 year old, full time, insured employee; and I don't have a bank account.  *insert your gasp here* I never intentionally went into my decision as 'sticking it to the man'.  I made poor life decisions as a college student and I owe people money.  Not a lot of mo...